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Terms and Conditions

Last Updated: 08/08/2024

Welcome to www.theturning65advisor.com. These Terms and Conditions (“Terms”) govern your use of our website and services provided by The Premier Agency LLC, doing business as The Turning 65 Advisor (“we,” “us,” or “our”). By accessing or using our website, you agree to comply with and be bound by these Terms. Please read them carefully before using our services.

  1. Acceptance of Terms

    By accessing or using www.theturning65advisor.com (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you should not use the Site.

  2. Use of the Site
  • Eligibility: You must be at least 18 years old to use the Site. By using the Site, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.
  • Account Creation: Some services on the Site may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
  • Prohibited Conduct: You agree not to use the Site for any unlawful purpose or in any way that might harm, damage, or disparage any other party. Prohibited activities include, but are not limited to, hacking, spamming, transmitting viruses, and infringing on the intellectual property rights of others.

     3. Content and Intellectual Property

  • Ownership: All content on the Site, including text, graphics, logos, images, and software, is the property of TPA LLC, The Turning 65 Advisor, or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
  • License: You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. Any other use, including the reproduction, distribution, or display of content from the Site, is strictly prohibited without our prior written consent.
  • User-Generated Content: If you submit content to the Site, such as comments or reviews, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute such content in connection with the Site.

    4. Purchases and Payments

  • Products/Services: If we offer products or services for sale on the Site, all purchases are subject to these Terms. You agree to provide accurate payment information and to pay all fees and charges incurred.
  • Refunds and Cancellations: Please review our refund and cancellation policies, which are posted on the Site and incorporated into these Terms. Refunds and cancellations will be handled according to those policies.

    5. Disclaimers and Limitation of Liability

  • Disclaimer of Warranties: The Site and all content and services provided through it are provided “as is” and “as available” without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • Limitation of Liability: In no event shall we be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or these Terms, whether based on warranty, contract, tort, or any other legal theory.

   6. Third-Party Links

  • The Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party content, goods, or services available on or through any such websites or services.

   7. Privacy Policy 

  • Your use of the Site is also governed by our Privacy Policy, which can be accessed at [link to Privacy Policy]. By using the Site, you agree to the terms of our Privacy Policy.

   8. Governing Law and Dispute Resolution

  • Governing Law: These Terms are governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.
  • Dispute Resolution: Any disputes arising out of or in connection with these Terms or the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Phoenix, Arizona.

   9. Modifications to the Terms

  • We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting the updated Terms on the Site. Your continued use of the Site following the posting of the updated Terms constitutes your acceptance of such changes.

  10. Termination

  • We reserve the right to terminate your access to the Site and your account at our sole discretion, without notice, if you violate these Terms or for any other reason.

   11. Contact Information

         If you have any questions about these Terms, please contact us at: 

Email: privacy@turning65advisor.com

12. Miscellaneous

  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
  • Entire Agreement: These Terms constitute the entire agreement between you and us regarding the use of the Site and supersede any prior agreements or understandings.